Information About Health Coverage Why health coverage is important

Free preventive care

All Marketplace plans cover preventive care. Screenings, immunizations, and other preventive services are covered even if you haven’t met your deductible. Some health insurance plans cover other benefits like doctor visits and prescription drugs even if you haven’t met your deductible.

If you’re not enrolled in an insurance plan you don’t get these important free benefits, which can identify disease early and support good health.

Preventive services covered for free

Dozens of services are covered for all adults, women, and children. Preventive services covered at no cost from an in-network provider include:

  • Many vaccines and immunizations
  • Blood pressure and cholesterol screenings
  • Colorectal cancer screening
  • Mammograms
  • Well-woman care
  • Contraception
  • Many screenings for children, including vision and hearing

Plans must offer these services at no cost to you. This means they can’t charge a copayments or coinsurance, even if you haven’t met your deductible for the year.

Important: You must use a provider in your plan’s network to get these services for free.

Learn more about preventive services available for free before you’ve met your deductible.


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