When you lose job-based insurance, you may be offered COBRA continuation coverage by your former employer.
If you’re already enrolled in COBRA, you may have options in the Marketplace. This will depend on the time of year and if your COBRA is running out.
Can you change from COBRA to a Marketplace plan?
|If your COBRA is running out||If you’re ending COBRA early|
During Open Enrollment
|Yes, you can change.||Yes, you can change.|
Outside Open Enrollment
|Yes, you can change — you qualify for a Special Enrollment Period.||No, you can’t change until the next Open Enrollment Period, your COBRA runs out, or you qualify for a Special Enrollment Period another way.|
If the chart says you can change from COBRA coverage to a Marketplace plan:
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