Even before you meet your deductible, you may save hundreds of dollars in medical care.
This is true if your plan is a PPO, an HMO, an EPO, or another kind of plan with a network of care providers.
Insurance companies negotiate discounts with health care providers, and as a plan member you’ll pay that discounted rate. People without insurance pay, on average, twice as much for care.
This means when you use a network provider you pay less for the same services than someone who doesn’t have coverage – even before you meet your deductible.
So even if you don’t reach your deductible during the year, you can save a lot of money on your covered medical services just by being enrolled in an insurance plan.
Ready to obtain the right health insurance? Check your eligibility for free or low cost health insurance through the marketplace in 4 simple steps...