There are different types of Marketplace health insurance plans designed to meet different needs. Some types of plans restrict your provider choices or encourage you to get care from the plan’s network of doctors, hospitals, pharmacies, and other medical service providers. Others pay a greater share of costs for providers outside the plan’s network.
Depending on how many plans are offered in your area, you may find plans of all or any of these types at each metal level – Bronze, Silver, Gold, and Platinum.
Some examples of plan types you’ll find in the Marketplace:
Get more information on what you should know about provider networks (PDF).
To get details about any plan you’re interested in you can view a summary of benefits, a plan brochure, a provider directory, and a list of covered drugs. You’ll find links to all of these when you’re comparing Marketplace plans.
You’ll also find this information and can search by doctor or prescription drug when you compare plans and prices before you apply, and when you compare plans in the Marketplace. We’ve added new doctor and prescription drug lookup features, so you’ll see if your doctors or drugs are covered by your plan.
To be certain your doctor is included in your plan’s network, contact the plan or provider for the most up-to-date information.
Ready to obtain the right health insurance? Check your eligibility for free or low cost health insurance through the marketplace in 4 simple steps...