Get Coverage Fees-exemptions

Fees & exemptions overview

If you don’t have qualifying health coverage, you must claim a health coverage exemption or pay a fee with your federal tax return.

The fee for not having coverage

If you can afford health insurance but choose not to buy it, you must have a health coverage exemption or pay a fee. (The fee is sometimes called the "penalty," "fine," "individual responsibility payment," or "individual mandate.")

Learn about the fee you pay if you don’t have health coverage.

Health plans that qualify as coverage

Any plan that qualifies as “minimum essential coverage” counts as coverage under the health care law.

See all coverage types that qualify.

Exemptions from the fee

If you don’t have qualifying health coverage, in some cases you can claim a health coverage exemption. If you qualify for an exemption, you won’t have to pay the fee.

Learn about exemptions from the fee for not having health coverage and learn how to apply.

 
 

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