Get Coverage Fees-exemptions

After you apply for a health coverage exemption

After you submit your exemption application to the Marketplace, we’ll review it and determine if you qualify.

How you can help us respond faster

The time it takes for us to respond depends on several things:

  • How complicated your request is
  • How complete your application is
  • Whether you need to submit documentation after you apply. To speed up the process, submit any required documentation with your exemption application.

To speed up the process, submit any required documentation with your exemption application. Check that you’ve answered all questions and provided all information before you put it in the mail.

If you get a letter or a phone call asking for more information, provide it as soon as possible.

How you’ll find out if you qualify for an exemption

The Health Insurance Marketplace will mail you a notice with your exemption eligibility result.

How to claim an exemption you qualify for

  • If you qualify for an exemption, the notice you get from the Marketplace will include your unique Exemption Certificate Number (ECN).
  • You’ll use your ECN when you file your federal taxes for the year you don’t have coverage. You’ll use it to complete IRS Form 8965—Health Coverage Exemptions. Each member of your household who qualifies for an exemption will get their own ECN.

How to appeal an exemption decision

If you don’t agree with a decision about your exemption, you may file an appeal.

See how to appeal a Marketplace decision.

 
 

Ready to obtain the right health insurance? Check your eligibility for free or low cost health insurance through the marketplace in 4 simple steps...