If you haven’t applied for insurance on HealthCare.gov before, here's what you need to know about the Health Insurance Marketplace (sometimes known as the health insurance "exchange").
Plans sold during Open Enrollment start January 1, 2021.
If you don't have health insurance through a job, Medicare,Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides qualifying health coverage, the Marketplace can help you get covered..
Your savings depend on your expected household income for the year.
Get a quick idea if you'll save. Based on your income estimate, we'll tell you if you qualify for:
Starting November 1, you can apply any way that works for you:
No matter which metal category you choose, you can save a lot of money on your monthly premium based on your income.
When you fill out a Marketplace insurance application, you’ll find out if you qualify for these savings. Learn how you can save on your monthly insurance bill with a premium tax credit.
PPO or “Preferred Provider Organization” plans are the most popular with Individuals and Families.
If you already have an insurance plan and want to keep it, review your benefits to see which services are covered.